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New loan rates up, while existing loan rates fall

Jan 31,2020
Lending rates on fresh loans extended by banks in Korea slightly rebounded in December from a month earlier, central bank data showed Thursday.

The average interest rate on all new loans extended by banks on households in the month came to 2.98 percent, up 0.02 percentage points from the month before, according to data from the Bank of Korea.

The rate on all outstanding loans averaged 3.4 percent last month, down 0.02 percentage points from November.

The average rate on fresh corporate loans, meanwhile, rose 0.07 percentage points to 3.36 percent.

The rate on home-backed loans came to 2.45 percent, an all-time low.

The interest rate paid by banks on fresh deposits, meanwhile, fell 0.02 percentage points to 1.6 percent in December.

Yonhap



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