Cheaper money
![A person walks past a banner promoting loans in front of a bank in Seoul on Jan. 17. The Cost of Fund Index (Cofix), which is the reference rate for variable-rate mortgages, fell for the first time in 11 months to 4.29 percent in December. [YONHAP]](https://koreajoongangdaily.joins.com/data/photo/2023/01/17/756aa25f-ca92-4773-a937-0a9b2d3640c5.jpg)
A person walks past a banner promoting loans in front of a bank in Seoul on Jan. 17. The Cost of Fund Index (Cofix), which is the reference rate for variable-rate mortgages, fell for the first time in 11 months to 4.29 percent in December. [YONHAP]
with the Korea JoongAng Daily
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